To use these new options, ensure your device is updated to iOS 18 or later.
If you have been looking for the proprietary "Apple Pay Later" service in your Wallet app lately, you might have noticed it has disappeared. As of , Apple officially discontinued Apple Pay Later in the U.S. to make way for a more global, third-party integrated approach. apple buy now pay later
While the standalone Apple-branded loan is gone, the convenience of "buy now, pay later" (BNPL) is more accessible than ever through the Apple Support guide on installments . What Replaced Apple Pay Later? To use these new options, ensure your device
: You can still choose traditional installments through AT&T, T-Mobile, or Verizon when buying through the Apple Store. Key Things to Remember Pay with installments using Apple Pay - Apple Support to make way for a more global, third-party
Apple has pivoted from being the lender to being the platform. Instead of Apple Financing LLC handling the loans, you can now access flexible payment options directly from established banks and providers within Apple Pay: