: Cardholders frequently report login failures on the Citi portal due to: Verification codes (2FA) not being sent. Syncing errors with third-party apps like Quicken .

: Outside of promotional periods, the card carries a steep interest rate, often ranging from 14.24% to 30.74% .

While the My Best Buy® Visa® Credit Card offers high rewards for tech enthusiasts, it is frequently criticized for complex deferred interest rules and aggressive account management policies.

: Rewards are issued as Best Buy gift certificates that expire quickly—often within 60 days —and cannot be used elsewhere. Account & Service Issues