: Eliminating agent commissions often allows insurers to offer higher interest rates or better payout terms.
Buying an annuity direct allows you to purchase retirement income products without the assistance of a commissioned agent or broker. This process is typically handled through online platforms or direct-to-consumer insurance carriers. Benefits of Direct Purchases
Several specialized platforms allow for direct annuity acquisition: buy annuity direct
: Digital platforms can complete an application in as little as 10 minutes. Direct-to-Consumer Platforms
: Specializes in comparing immediate income payouts across over 150 insurance websites. Step-by-Step Direct Buying Process 5 Best Annuity Companies of April 2026 : Eliminating agent commissions often allows insurers to
: Offers simple, direct-to-consumer fixed and fixed-indexed annuities issued by its parent company.
: A marketplace-style platform that aggregates quotes from multiple top-rated insurers for direct online purchase. : A marketplace-style platform that aggregates quotes from
: Focuses on "ridiculously simple" multi-year guaranteed annuities (MYGAs) with competitive rates.