: Focuses on "subprime" or "unbankable" customers with poor or no credit history .
: Owners have more flexibility in negotiations and can expedite the lending process without waiting for external bank approvals . Key Risks and Success Factors buy here pay here franchise
: Effective collections are the "key to success." About one in four buyers at BHPH dealerships default, making robust tracking and repossession policies essential . : Focuses on "subprime" or "unbankable" customers with