Bonds - Buy Muni

AI responses may include mistakes. For financial advice, consult a professional. Learn more

: Buy from other investors; prices fluctuate based on interest rates.

: AAA-rated 10-year muni yields are roughly 2.90% to 3.15% . For top-bracket investors, this can equate to a tax-equivalent yield over 5% . buy muni bonds

Municipal bonds, or "munis," are debt securities issued by state and local governments to fund public projects like schools and infrastructure. In April 2026, they remain a top choice for investors in high tax brackets because their interest is generally exempt from federal income tax.

: The easiest way for most to get diversified exposure with low minimums (often under $100). AI responses may include mistakes

: Targets higher returns (approx. 4.5% 30-day SEC yield) with slightly more risk. Tax Strategy & Risks

: Recommended for California residents to avoid state taxes. : AAA-rated 10-year muni yields are roughly 2

: Buy "new issues" directly from the government at the same price as institutions.