While many small sites only accept cards, several major retailers allow direct bank account payments:
: You will need your 9-digit routing number and your account number , typically found at the bottom of your paper checks or within your bank's mobile app.
: Allows personal ACH-enabled checking accounts for most items. buy online with checking account
Buying online directly with a checking account is a common alternative to using credit or debit cards, often referred to as or ACH (Automated Clearing House) payments. This method involves providing your bank's routing and account numbers at checkout to pull funds directly from your account. How to Pay Using Your Checking Account
To complete an online purchase with your checking account, follow these steps during the checkout process: While many small sites only accept cards, several
: Allows you to pay billers (like utilities or rent) directly from your checking balance. How Online and Mobile Bill Pay Works - Bank of America
: Choose "Add a bank account," "eCheck," "ACH," or "Checking Account" as your payment method. This method involves providing your bank's routing and
: Offers a "Pay by Bank" program that ties your account to your Walmart profile for easier checkout.