Buy Up Plan Apr 2026

: It is generally recommended to set your deductible equal to your base policy's sum insured to ensure there is no "gap" in coverage where you'd have to pay out of pocket.

: Ideally, choose a buy-up plan that shares the same network of hospitals as your base plan to simplify cashless claims . buy up plan

: If your buy-up plan is tied to an employer-provided group policy, remember that leaving the job may end that additional coverage. A Handbook to Top-up and Super Top-up Plans - Policy bazaar : It is generally recommended to set your

Understanding the difference between these two is critical for selecting the right coverage: Standard Top-Up Plan Super Top-Up Plan Triggered per single hospitalisation. Triggered by cumulative expenses in a year. Multiple Claims Deductible must be crossed for each new claim. A Handbook to Top-up and Super Top-up Plans