To legally drive in Rhode Island, you must carry minimum liability coverage. These limits are often referred to as "25/50/25": for bodily injury per person. $50,000 for total bodily injury per accident. $25,000 for property damage.
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While these are the minimums, legal experts and insurance agents often recommend higher limits, such as , because serious accidents can quickly exceed state-mandated minimums, leaving you personally liable for the difference. Top-Rated Providers for 2026 To legally drive in Rhode Island, you must
Based on recent research into affordability and customer satisfaction, several companies stand out for RI drivers: $25,000 for property damage
: Headquartered right in Lincoln, RI, Amica is frequently praised for its stellar customer service and bundling options.
: Often provides the cheapest full coverage rates in the state. Understanding Auto Insurance Laws in Rhode Island