: Known for low minimum coverage rates, sometimes as low as $270 per year for certain drivers.
: A competitive choice for many drivers, with average monthly liability premiums starting as low as $35 . car insurance oklahoma rate
While averages vary by provider and source, current data indicates the following general ranges for Oklahoma drivers: : Ranges from $1,848 to $2,797 per year . Minimum Coverage : Ranges from $463 to $560 per year . Cheapest Insurance Companies in Oklahoma : Known for low minimum coverage rates, sometimes
: Offers some of the lowest standard rates, with full coverage averaging around $1,488–$1,705 per year . Minimum Coverage : Ranges from $463 to $560 per year
Average rates vary significantly by carrier. Based on analyses from Bankrate and NerdWallet , these providers offer some of the most competitive annual rates:
In Oklahoma , the average annual cost for car insurance as of April 2026 is approximately and $560 for minimum coverage . This breaks down to roughly $233 per month for full coverage and $47 per month for minimum liability. Average Rates by Coverage Level (2026)
: Often the cheapest option for eligible military members and families, averaging $1,274–$1,343 per year for full coverage.