Skip to content

Cloudmoney - Brett - Scottepub

You can find Cloudmoney: Cash, Cards, Crypto, and the War for Our Wallets at several retailers:

AI responses may include mistakes. For financial advice, consult a professional. Learn more In defence of cash: a review of Brett Scott's 'Cloudmoney' Cloudmoney - Brett Scottepub

: While many view cryptocurrency as a rebel alternative, Scott offers a contrarian view, suggesting that crypto often fails to provide the true "bearer instrument" benefits of cash and can sometimes even accelerate the digitization and automation of the financial system. Why This Matters Today You can find Cloudmoney: Cash, Cards, Crypto, and

As major platforms and governments push for digital currencies (including CBDCs), Scott’s work serves as a defense of "analogue friction". He compares cash to emergency staircases in a skyscraper—unsexy and often ignored, until the high-tech systems fail and you need a reliable way out. Where to Read Why This Matters Today As major platforms and

: Unlike cash, which offers a "data black hole" for personal transactions, digital payments create a permanent digital footprint. Scott argues that this data is the ultimate prize for corporations like Google and Meta, who use it to map human habits and beliefs.