Dc Home Buying Programs Apr 2026

HPAP is the cornerstone of D.C.’s housing assistance, providing "gap financing" for low- to moderate-income residents.

Washington, D.C. offers some of the most robust homebuyer assistance programs in the country, designed to make the District’s competitive market more accessible. Whether you are a first-time buyer, a local government employee, or just looking to reduce your closing costs, there is likely a program for you. dc home buying programs

: No monthly payments are required. The balance is due only when the home is sold, refinanced for equity, or ceases to be a primary residence. HPAP is the cornerstone of D

: Offers a Down Payment Assistance Loan (DPAL) covering up to 3% or 3.5% of the purchase price. Key Advantage : Open to both first-time and repeat buyers . a local government employee