Whether using the "Snowball" method (paying smallest debts first for wins) or the "Avalanche" method (targeting high interest first), the goal is movement.
Debt is a chapter, not the whole book. While it dictates the pace of the current journey, it doesn't have to define the destination. Whether using the "Snowball" method (paying smallest debts
The psychological burden of debt is often greater than the financial one. It creates a "scarcity mindset," where every decision is filtered through the lens of what is owed rather than what is possible. It can lead to: Whether using the "Snowball" method (paying smallest debts