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If you are seeing a prompt to download a file named (or something similar like "Instagram_Photos.rar"), do not open it. In most cases, this is a known security risk. 1. It is likely a scam or malware

If you entered your login credentials on a site to get this file, change your Instagram password immediately and enable Two-Factor Authentication (2FA) . Download insta rar

The "payload" usually activates when you unzip the folder or run an .exe file inside it. Delete it immediately: Move it to the trash and empty it. If you are seeing a prompt to download