You may qualify with a score as low as 500 , though this requires a 10% down payment.
You must pay an upfront Mortgage Insurance Premium (MIP) and monthly premiums, typically for the life of the loan. 2. VA Loans: The Military Benefit federal home buying programs
The offers arguably the most powerful mortgage benefits, reserved for veterans, active-duty service members, and eligible surviving spouses. FHA Loan Requirements in 2026 You may qualify with a score as low