: You may still qualify but will likely need a 10% down payment.
: There is no minimum income, but you must prove steady employment and consistent income for at least the past two years. fha house loan
: You can qualify with a down payment as low as 3.5% . : You may still qualify but will likely
An is a government-backed mortgage insured by the Federal Housing Administration (FHA) . Because the government insures these loans, lenders often offer more flexible credit and down payment requirements than conventional mortgages. 1. Key Eligibility Requirements (2026) Credit Score & Down Payment : fha house loan
