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A list of everyone who has accessed your credit report in the last two years.

Name, addresses (current and past), and Social Security number. free-and-credit-report

Regularly checking your files is the first line of defense against identity theft. A list of everyone who has accessed your

AnnualCreditReport.com is the only federally authorized website for free reports. addresses (current and past)

A credit report is a detailed record of your financial reliability. It is used by lenders, landlords, and even some employers to assess your risk level.

When you receive your report, it will be divided into several critical sections:

Understanding your report helps you take steps to improve your score , such as paying down balances or correcting late payment marks. How to Access Your Free Reports