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A "free TransUnion report" typically refers to the federally mandated full-disclosure report you can obtain without a subscription. Federal law grants all consumers the right to access a free copy of their credit file from each of the three major bureaus—TransUnion, Equifax , and Experian —every 12 months. However, the bureaus have permanently extended a program allowing you to check these reports online. Official Channels to Get Your Report

The following methods are the only officially recognized ways to request your federally mandated free report: free-transunion-report

: Visit AnnualCreditReport.com , the only site authorized by federal law to provide these reports. Phone : Call 1-877-322-8228 to request a copy by mail. A "free TransUnion report" typically refers to the

: Complete the Annual Credit Report Request Form and send it to: Annual Credit Report Request Service P.O. Box 105281 Atlanta, GA 30348-5281. Free Annual Credit Report | TransUnion Official Channels to Get Your Report The following