Getting-your-credit-score -

: Also known as credit utilization; lenders prefer you use less than 30% of your total available credit.

: For major purchases like a mortgage, you can purchase your official FICO score directly from myFICO.com to see exactly what creditors will view. Factors That Influence Your Score getting-your-credit-score

: Your record of making timely payments on bills and debt is the most influential factor. : Also known as credit utilization; lenders prefer

: The average age of all your accounts; older accounts demonstrate long-term stability. : Also known as credit utilization