Search for your state name + "Housing Finance Agency" to see current grant listings.

Not all banks work with grant programs. Ask your loan officer specifically about "Down Payment Assistance" options.

Aimed at "community pillars" like teachers, firefighters, and law enforcement, this HUD program offers a 50% discount on the list price of homes in revitalization areas. 2. State and Local Assistance

Funded by HUD, this program provides grants to states and localities to help low-income families with down payments and rehabilitation costs.