: Do you know your credit score? A high score is essential for securing the best mortgage rates.
: Do you plan to live in the home for at least 5–10 years? Real estate usually needs time to appreciate in value to make the investment worthwhile. Part 2: The "Process Pro" Knowledge Check
: Do you have a down payment ready, plus an emergency fund of at least six months of living expenses? Unforeseen costs like repairs and maintenance always crop up.
If you find you aren't quite ready yet, use these expert-led tools to build your knowledge: Homebuying Readiness Quiz - Circle K EAP | Anthem