Home Owner Insurance Today

Standard policies, such as the common , typically include four primary types of protection:

: Reimburses you for personal items like electronics, furniture, and clothing—even if they are lost or stolen while you are away from home. home owner insurance

: Damage from normal wear and tear, mold, or pest infestations (like termites) is typically not covered. Key Concepts for Policyholders What Does Homeowners Insurance Cover? - Allstate Standard policies, such as the common , typically

: Most policies do not cover floods or earthquakes. such as the common

: Protects detached buildings on your property, such as fences, sheds, or detached garages.