: Your score determines your interest rate. Higher scores mean lower monthly payments.
: Compare at least three properties thoroughly before making a decision to ensure you aren't panic-buying. 🤝 Phase 3: The Offer & Closing This is where things get "legal." how to buy a house for dummies
: This is a letter from a lender saying they will definitely lend you $X amount. Most sellers won't even look at your offer without it. Follow the 30/30/3 Rule : : Your score determines your interest rate
: YouFactor in closing costs (usually 2–5% of the price) and an emergency fund. how to buy a house for dummies