How To Buy Us Bonds -

Long-term (20 or 30 years). These are the heavy hitters for long-term, fixed-interest income.

Mid-term (2 to 10 years). These pay interest every six months.

The Ultimate Guide to Buying U.S. Bonds in 2026 If you’re looking for a sanctuary from market volatility, U.S. government bonds remain the "gold standard" of safety. Backed by the "full faith and credit" of the U.S. government, they have a history of zero defaults, making them an essential anchor for any diversified portfolio. how to buy us bonds

Zero fees or commissions. You can set up "auto-roll" to reinvest maturing bonds automatically.

TreasuryDirect.gov is the one and only place to electronically buy and redeem U.S. Savings Bonds. TreasuryDirect (.gov) Buying savings bonds - TreasuryDirect Long-term (20 or 30 years)

Short-term (4 weeks to 1 year). They don’t pay regular interest; instead, you buy them at a discount and get the full face value at maturity.

Investors who plan to hold their bonds until they mature. Option B: A Private Brokerage (The "Secondary Market") Home — TreasuryDirect These pay interest every six months

Inflation-protected. Great for individuals wanting to protect their purchasing power, but they have strict annual purchase limits ($10,000 per person).