Multiple Sclerosis - Medical Clinical Policy Bulletins - Aetna
: Regular MRIs and cerebrospinal fluid (CSF) tests required for monitoring. insurance multiple sclerosis
: Unlike standard health plans, these pay a one-time lump sum (e.g., ₹50 lakh or ₹1 crore) as soon as you are diagnosed with MS. This money can be used for anything— home modifications, debt repayment, or replacing lost income . Multiple Sclerosis - Medical Clinical Policy Bulletins -
: This covers direct medical costs like hospitalization, MRI scans, and medications . Most standard plans in India now cover MS, but they often have a 2 to 4-year waiting period for pre-existing conditions. : This covers direct medical costs like hospitalization,
: High-cost medications that slow progression.
: Expenses for 60 days before and 180 days after discharge.
: Advanced procedures like stem cell transplants (HSCT), though often capped at the sum insured. 3. Critical Barriers to Watch Out For