Medicaid Buy In Program Ny Apr 2026

Participants do not have to "spend down" their excess income to qualify for Medicaid services.

Medicaid Buy-In Program for Working People with Disabilities

While the program allows for a modest sliding-scale premium for those earning between 150% and 250% of the Federal Poverty Level, New York State has been under a premium moratorium since 2022, meaning there are currently no monthly premiums charged to participants. How to Apply medicaid buy in program ny

Unlike traditional Medicaid, which often requires a "spend-down" of excess income, the MBI-WPD program has significantly higher income and resource limits, allowing participants to build savings and financial independence.

Must be engaged in paid work (this includes part-time, full-time, and self-employment). Financial Limits for 2026 Participants do not have to "spend down" their

Up to $108,285 per year (if both are disabled and working). Resource Limits: Individual: Up to $33,038 in non-exempt resources. Couple: Up to $44,796 .

To qualify for the program, an individual must meet the following criteria: Must be a resident of New York State. Age: Must be at least 16 years old and under age 65 . Must be engaged in paid work (this includes

The program features two sets of financial tests: income and resources. Individual: Up to $79,885 per year.