Nj Auto Insurance Apr 2026

: Even though the accident wasn't his fault, he worried his rates might still tick up. Insurers sometimes raise premiums after any claim because it changes a driver's "risk profile". Finding the Silver Lining

Marco opened his mail to find his rates had jumped by over 10% for 2026, a trend hitting drivers across the state. Like many, he was feeling the squeeze from New Jersey's recent mandate that raised minimum liability coverage limits to $25,000 per person, with another hike to $35,000 scheduled for January 2026. nj auto insurance

AI responses may include mistakes. For financial advice, consult a professional. Learn more NJDOBI | Controlling the Cost of Auto Insurance - NJ.gov : Even though the accident wasn't his fault,

: His Personal Injury Protection (PIP) kicked in immediately, but he had to choose between a "Standard" policy (with more coverage) or a "Basic" policy (which might not cover as much if he were seriously injured). Like many, he was feeling the squeeze from