Reddit Buying A - New Car

: Negotiate the car price, then the trade-in value, and finally the financing. Do not let them bundle these into one "monthly payment" number. Is Buying "New" Worth It?

: For reliable brands like Toyota or Honda, the "massive" depreciation hit the second you drive off the lot has significantly decreased.

When buying a new car, Reddit's collective wisdom—found across popular communities like r/carbuying , r/whatcarshouldIbuy , and r/personalfinance —stresses shifting focus away from monthly payments and toward the final, total cost. Core Strategy: Negotiation & Logistics reddit buying a new car

: If a dealer adds mandatory "market adjustments" or dealer-installed add-ons (like etched glass fees) that you don't want, be prepared to leave immediately.

: Look for 0% or low-interest financing incentives, which are often only available for new models and can make the total cost competitive with a used car loan. : Negotiate the car price, then the trade-in

: Get pre-approved by a credit union before visiting the dealership. Do not disclose this until you've finalized the car's price; then, ask the dealer if they can beat your rate.

Recent discussions suggest the old rule of "never buy new" is changing due to high used car prices. : For reliable brands like Toyota or Honda,

: Avoid talking about monthly payments, as dealers can manipulate these by extending loan terms or jacking up interest rates. Always insist on an itemized breakdown including fees and taxes.