The user sees a weekly summary: "This week, you saved $22.40 just by spending smarter than usual."
Users can toggle an "Extra Income" sensor. When a deposit 20% larger than a typical paycheck hits (like a bonus, tax refund, or Venmo reimbursement), the app prompts: "You just received a windfall! Move 30% to your 'Safety Net'?" savings account
Most savings accounts are static. "The Safety Net" is an active automation layer that uses Predictive Round-ups and Tax-Refund Logic to help users reach an emergency fund goal without feeling the "pinch" of manual transfers. Key Components The user sees a weekly summary: "This week, you saved $22
The user selects a target (e.g., "3 Months of Expenses"). or Venmo reimbursement)