Senior Citizen Home Buying Program Guide

: You bring your down payment to closing (often from the sale of a previous home), and the reverse mortgage covers the rest of the purchase price.

: The FHA increased the maximum claim amount to $1,249,125 for 2026, giving seniors more flexibility in higher-cost markets. senior citizen home buying program

The Senior’s Guide to Buying a Home in 2026: Programs You Need to Know : You bring your down payment to closing