Have you already your other retirement accounts (401k/IRA)?
For most people, the answer is . Permanent life insurance is a specialized financial tool designed for lifelong coverage and wealth transfer, whereas term life insurance is sufficient for protecting a family’s peak earning years. When You SHOULD Buy It should i buy permanent life insurance
💡 : If you are unsure, many term life policies offer a "conversion rider" that allows you to switch to a permanent policy later without a new medical exam. Have you already your other retirement accounts (401k/IRA)