Split-dollar Life Insurance -

Split-dollar life insurance is not a specific type of insurance policy, but rather a between two parties—typically an employer and an executive—to share the costs, ownership, and benefits of a permanent life insurance policy. Core Mechanisms

The structure determines tax treatment and ownership control. split-dollar life insurance

Split Dollar Life Insurance Using Economic Benefit or Loan Regime Split-dollar life insurance is not a specific type

: Outlines how the death benefit and cash value are split upon death or termination. split-dollar life insurance

: Ensures the funding party (employer) recovers its contributions from the policy's cash value or death benefit. Common Structures