The scheme is currently open for applications from both first-time buyers and existing homeowners until September 30, 2026 . Backed by the Welsh Government, this shared equity loan scheme allows you to purchase a new-build home with a 5% deposit . How the Scheme Works
: From year six, you will pay interest at an initial rate of 1.75% , which increases annually by the Retail Prices Index (RPI) plus 1%. welsh gov help to buy
: A £1 monthly management fee applies from the start of the loan. The scheme is currently open for applications from
: The Welsh Government provides an equity loan for up to 20% of the purchase price. welsh gov help to buy