: Reserve 10–15% for interiors, which are often overlooked until possession.
: Aim for 20% to secure better interest rates and minimize loan burdens. what i need to know about buying my first home
A property is only as good as its paperwork. Before paying a booking amount, verify these critical documents: First-Time Home Buyer Tips: Everything You Need to Know : Reserve 10–15% for interiors, which are often
: Budget an additional 5–8% for stamp duty and registration fees, plus 1% to 5% for GST on under-construction units. : Reserve 10–15% for interiors
: A CIBIL score of 750+ is the current benchmark for unlocking the lowest interest rates (typically below 8.50% p.a.). 2. The Legal Checklist: Non-Negotiables
Most first-time buyers mistakenly equate the property price with their total budget. Experts suggest you need roughly in liquid cash before starting: