: A record of every time a lender has requested to see your report in response to an application you've made. How the Story is Scored
The data in your report is often boiled down into a , typically ranging from 300 to 850 (or up to 1,000 depending on the bureau). 300-579 (Poor) : High risk; difficult to get approved. 670-739 (Good) : Seen as an acceptable, lower-risk borrower. allcreditcheck
: Qualifies for the best interest rates and terms. The "Hard" vs. "Soft" Plot Twist : A record of every time a lender
: Your full name, date of birth, current and previous addresses, and sometimes your employer history. date of birth
